debt collection scams, phantom debt collectors

“Is it a Scam?” How to Identify a True Debt Collection Call

According to a 2014 federal survey, harassment from phantom debt collectors is the second most complained-about financial problem reported by consumers, following identity theft. If you are contacted about a debt that is not yours, you may be the target of a debt collection scam. Phantom debt collectors – so called because they are difficult…

what is a debt buyer, debt buying in Arkansas

What Is a Debt Buyer?

Overdue accounts receivable are a common problem for small businesses. In fact, more than one-third of Americans have at least one unpaid bill in collections.* Overdue collections can sink your business’s financial stability, and the longer you wait, the less likely they are to be paid. You can attempt to collect unpaid bills yourself, or…